Umbrella
Yadda babban jari na farko da kadarorin da aka ajiye ke tallafawa rufe gibin a kasuwannin Avana's Aave v4.
Bayani
Avana yana amfani da samfurin Umbrella don kariyar rashi a cikin tsarin bashi na Aave v4. Yana bin ka'idar Aave Umbrella: wani matakin asarar farko da aka ayyana yana zaune a gaban babban jarin da za a iya yanke don rufe bashin da ba a biya ba na tsarin. A cikin Avana, ana amfani da wannan tsarin ga aron da aka tallafa da LP a fadin Hub da Spokes dinsa. Rufe ya dogara ne ga ajiyar bashi da aka saita, Spoke, babban jari da ake da shi, da dokokin sulhu; ba tabbacin kowane matsayi da ke da alaƙa da Hub ba ne.
Inda Umbrella ke shiga cikin kwarara
Kimanta jingina, iyakokin fuskantar hadari, da sayarwa suna nan a matsayin manyan hanyoyin kariya daga asara. Sayarwa yana ƙoƙarin dawo da bashi daga kudaden kuɗi da babban jari na matsayi LP. Idan wannan tsari ya bar ƙarancin ajiyar karshe, Umbrella yana bayar da hanyar rufe gibin da ya dace. Abin da ke haifar da wannan shi ne bashin da ba a dawo da shi ba bayan sashe, ba wai raguwar ɗan lokaci a matsayin lafiya ko hasashen asara yayin da ake sake warware matsayi LP ba.
Rufe ta ajiyar da Spoke
Avana's v4 ƙirar murya tana ɗora haɗari da ƙarfin asarar farko ga kadarar bashi da Spoke wanda ke haifar da haɗarin. Ajiyar USDC daya da ke aiki a kasuwar jinginar kaddarori na iya yin wasu halayen sayarwa daban da USDC da aka aro da kuma kasuwar LP mai rikitarwa. Riƙe wannan ƙayyadewa a fili yana hana alamar kadarar ɗaya a ɗauki a matsayin ma'auni ɗaya da za a iya musanya. Hanyoyin samun kuɗi da suka danganci sayarwa, asarar da aka tabbatar, da murya da ake da ita ana ganinsu ne bisa haɗin ajiyar da Spoke da ya dace.
Babban asara na farko da musayar gibin
Rage gibin yana bayyana adadin farko na asara kafin masu saka hannun jari Umbrella. Asarorin da aka sanya wa wannan matakin ana rufewa da sadaukarwar jari da aka haɗa kafin ragowar gibin da ya cancanta ya kai matsayin jari da za a iya yanke. Rage gibin shine matakin lissafin kudi da rufewa; rubuta shi ba ya canza kadarori zuwa ajiyar ajiya ko tabbatar da cewa kudaden suna nan nan take.
Alƙawarin kuɗi da gwamnatin ta bayyana na iya samar da matakin rashin riba na farko ba tare da cika kowanne ajiyar da aka rufe ba. Wannan alƙawarin yana zama rufin da za a iya amfani da shi ta hanyar tsarin izini wanda ke motsa kadarar da ake buƙata lokacin da aka samu gibin. Kuɗin da aka rigaya ajiye yana bayyana ma'auni da ake da shi. Ga Spoke da ake sarrafa su daga waje, tsarin shigar da aka gabatar yana haɗa amincewar layin bashi da rage farashi na farko, maimakon dogaro gaba ɗaya ga kuɗin shiga na gaba da ba a riga an samu ko tabbata ba.
Lissafin ramawa da ake danganta da kuɗaɗen shiga
Tsawaita haɗin kuɗin shiga da aka ba da shawara yana ƙara ƙarfin asarar farko daga kuɗaɗen shiga da aka gane daga rushewar da suka shafi ajiyar da aka rufe da Spoke. Wadannan na iya haɗawa da kuɗaɗen rushewa da darajar rushewa da aka dawo kamar Smart Value Recapture (SVR). Ba ya amfani da kashi ɗaya ga duk kuɗaɗen shiga na tsarin: ana danganta samun kuɗi ga kadarar bashi da kasuwa da waɗanda rashin su ake nufin su ɗauki nauyi.
deficitOffset(t + 1) = deficitOffset(t) + alpha * kudadenRibarWandaAkaGaneNaLiquidation - asararDaAkaFuskanta - raguwarWannan shine ƙa'idar lissafin da aka bayar, ba jadawalin ma'auni na dindindin ba. Gudanarwa tana fayyace ƙimar rarraba ta musamman ga ajiyar, alpha, da iyaka da aka haɗa da wani auna bayyananne kamar asarar da aka yi tsammani mai nauyi ko bashin ajiyar da ya rage. Asarorin da aka gane suna cinye kuwacewar, yayin da lalacewa ke hana samun kuɗaɗen tarihi daga kafa rufa har abada. Adadin da ya wuce iyaka suna buƙatar wurin da aka kayyade a ƙarƙashin manufar da aka amince da ita. Har yanzu biyan gaskiya na buƙatar babban jari da ke wakiltar kuwacewar ya kasance a cikin dukiyar da ake buƙata.
Daga gibin kudi zuwa sulhu
Gudun v4 yana haɗa asarar ƙarshe Spoke zuwa rufewar ajiyar da abin ya shafa Hub. Yana gano kadarar bashi, asalin Spoke, adadin ƙarshe da ba a dawo da shi ba, da babban kuɗin farko da aka sanya masa. Hanyar warwarewa mai izini sannan tana kai rufewa ga ajiyar. Idan rashin da ake rufewa ya wuce matakin farko, adadin da ya rage da ya cancanta na iya kaiwa Umbrella hannun jari ƙarƙashin ƙa'idodin yanka da aka tsara da damar da ake da ita.
An bayyana sadaukarwa, yanke, da cikakken aikin rufewar ajiyar kudi su ne matakai daban-daban. Kulawa na bukatar bambanta tsakanin jarin da aka yi alkawari, jarin da aka tattara, da bashin da aka rufe a zahiri. Wannan yana da mahimmanci a cikin tsarin Hub–Spoke saboda asara na iya kammala kafin jarin da ya dace ya isa a ajiyar. Don haka, tsarin biyan ya haɗa da wanda zai iya motsa kuɗi, wace kadara za a bayar, da yadda ake rikodin kammalawa a yanayi masu matsin lamba.
Ajiyar kudi da yanke hukunci
Umbrella mahalarta suna saka kayan da aka tallafa a kasuwar inshora kuma suna samun lada don sanya wannan jari a samuwa. A madadin haka, hannun jari zai iya rasa kima idan wani gibin da ya cancanta ya kai matakin yanke hukunci. Kasuwar inshora tana fayyace kayan da ake karewa da fallasa, sharuddan lada, iyakokin yanke hukunci, da tsarin janye, ciki har da duk wani lokaci na dakatawa. Waɗannan sune ƙa'idodin kasuwa: Aave v3 adireshin token, tsawon lokaci na dakatawa, da adadin da aka daidaita ba su zama tsofaffin ƙa'idoji ba don haɗin Avana na v4.
Shirin rufe
Bada kariya yana dogara ne akan tarihin aiki na kasuwannin da aka rufe maimakon iyaka daya ta girma Hub. Shaidun da suka dace sun haɗa da samun ribar da aka saba samu, kwanciyar hankali na kudin shiga, tarin ajiyar kudi da jingina, yadda ake ganin ayyukan sayarwa, da hanyoyin biyan da za su iya kawo jari cikin sauri. Sabon kasuwa wanda ba shi da isasshen tarihin samun riba na iya buƙatar babban jari na farko ko ya kasance ba a cikin kariya har sai an cika waɗannan sharuddan. Ƙaruwar ajiyar kudi na ɗan lokaci ba ta tabbatar da irin wannan shirin kamar jinƙai mai dorewa da sayarwa mai aminci ba.
Iyakar rufewa
Umbrella na magance gibin ka'idoji da suka cancanta bayan sayar da dukiya. Ba ya mayar da hasarar kasuwanci ta yau da kullum, rashin dindindin, ko duk wata gazawar wani ka'idar waje. Ƙarfafa inshora yana iyakance ga kasuwar da aka amince da ita da jarin da ake da shi; ba ya ƙara ƙarfin aro ko cire haɗarin sayar da dukiya.Tsarin Haɗari and Tsarin Liquidation describe the controls and recovery process that operate before deficit coverage.